The Philippine Health Insurance Corp. advises parents to enroll their 21 year-old children to PhilHealth if they are not yet employed or otherwise covered as members.
Children aged 21 years or older no longer qualify as dependents of member-parents. They should enroll as principal members before or immediately upon reaching 21 years old in order to continue availing of PhilHealth benefits.
Children with disability who are completely dependent on the parents for support. A medical certificate, issued within the last six months, describing the extent of the disability will be required.
Gainful employment also disqualifies children from being dependents of parents even if they are still below 21 years old. As employees, their employers are mandated by law to register them with PhilHealth and to cover half of their monthly premium – the other half will be deducted from the employee’s basic monthly salary.
Similarly, marriage disqualifies children from being dependents of parents. If they are not covered as dependents of their spouses, PhilHealth advises them to enroll as principal members.
To register, the applicant must fill out the PhilHealth Member Registration Form and submit this to the nearest PhilHealth office together with the payment for the current quarter. As individually paying members, their premium rate is set at P600 per quarter for those with an average monthly income of P25,000 and below. Those with higher income pay a premium of P900 per quarter.
PhilHealth Express is available in Negros Oriental and Bohol – Robinsons Place – Dumaguete City (Monday-Sunday, 10:00 am to 8:00 pm) and Island City Mall – Tagbilaran City (Tuesday-Saturday, 10:00 am to 7:00 pm).
PhilHealth Express is also in Ayala Center Cebu (Monday-Friday, 10:00 am to 7:00 pm), SM City Cebu (Monday-Sunday, 10:00 am to 8:00 pm), Robinsons — Fuente (Monday-Sunday, 10:00 am to 8:00 pm), J Centre Mall (Tuesday-Saturday, 10:00 am to 7:00 pm) and Pacific Mall (Monday-Friday, 9:00 am to 6:00 pm).
